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When You’ll See Your Cash Back

Wondering when you’ll see and have access to your cash back earnings?

There are two steps to getting cash back into your Upromise account:

Step 1: Pending
We know that you’ve made a purchase with one of our partners and are eligible for cash back. Your earnings are “pending” until we receive the money from the partner.

Step 2: Funded
We’ve received the cash back payment and deposited the earnings into your account. That money is “funded” and available once you’ve reached a minimum of $10.

Cash Back Schedule

The time it takes for us to get the cash back payment varies by partner, here are some general timing guidelines.

  Step 1: Pending Step 2: Funded

Online Shopping

Earnings are typically
pending within 30 days
of receiving your
online purchase.
They’re generally funded
within 90 days after that.

Grocery and Drug Stores

Earnings are typically
pending 30-60 days
after your purchase
at participating stores.
They’re generally funded
within 45 days after that.


Earnings are typically
pending 10-14 days
after paying with
your registered
credit/debit card.
They’re generally funded
within 60 days
of purchase.

Get answers to additional frequently asked questions


Upromise Partners

850+ brands offer cash back for college to Upromise members

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