Upromise - learn about Upromise and saving for college

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Earn money for college just for doing what you already do

Earning is easy.
Your next purchase could come with something extra: money for college.

Once you join Upromise®, many of the things you buy or do can mean more money for college in your Upromise account. Check out all these great program options. Learn more about how Upromise works by watching a short video. Remember: the more you do, the more you can get back. You'll be able to watch your Upromise account accumulate daily with all your eligible purchases. See how everyday spending can add up!

  1. shop online through upromise.com

    shop online through upromise.com.

    You can earn 5% or more cash back for college on eligible online purchases at more than 850+ (or over 850) online retailers when you shop through Upromise.com.1
    » Learn more

  2. Restaurant Rewards

    eat at our participating restaurants.

    Get up to 8% cash back at thousands of participating restaurants — on food, drinks, tax and tip.2
    » Learn more

  3. go to the grocery store or drug store

    go to the grocery store or drug store.

    Activate Grocery eCoupons each month to earn on participating grocery and drugstore items.
    » Learn more

  4. invite family and friends.

    invite family and friends.

    You can earn 3x more cash back for college when you invite family and friends to join. They can decide how much to transfer into your Upromise account.3

join today,
it's free!

Your information is secure.

Use your Upromise earnings

The money you earn from your everyday spending with Upromise partners goes directly into your Upromise account. You can choose to invest your earnings in a high-yield savings account or tax-deferred 529 plan; use it to pay down a student loan; or request a check that can be used for college or other expenses.

Your earnings can be invested in a 529 plan, used to pay down student loans, or used to pay for college expenses by requesting a check.

1 Product and partner exclusions and limitations to the 5% cash back apply. Go to View All Retailers for a list of cash back amounts by partner. Please see the deal details associated with the offer for full offer terms and conditions.

2 To earn cash back through Upromise Dining by Rewards Network, you must dine at a participating restaurant on a day and time when it offers rewards and pay for the meal with a credit or debit card that is registered in your Upromise account (Qualified Dine). Specific terms and conditions apply for each restaurant's cash back. Participating restaurants, blackout dates, limits on eligible visits and other terms and conditions apply and are subject to change. For complete program Terms and Conditions, guidelines and restrictions, and the latest benefit schedules, visit www.upromise.com/dining. Gift certificate and gift card purchases made through Upromise Dining by Rewards Network must be purchased at participating locations on days when benefits are being offered. Online purchases are not eligible for cash back. The up to 8% cash back at Upromise Dining restaurants is offered by the Upromise Dining Program administered by Rewards Network and can be earned when you make a qualified dine at a participating restaurant in the Upromise Dining Program in accordance with the Upromise Dining Program Terms and Conditions and restaurant restrictions, if applicable. The Upromise Dining Program offers Upromise members 2%, 4%, 6% or 8% cash back on qualified dine(s) with the Upromise Dining Program. The actual percentage amount will vary and is based upon your level of overall spending with the Upromise Dining Program during the year. For more information, visit www.upromise.com/dining.

3 The over 3x more savings figure is based on Upromise internal reporting data through November 2014 showing that members who have family and friends linked to their account have accumulated over three times more in average monthly Upromise savings than members who have not.