Earn 5% or more cash back on popular brands, including:
You can also earn cash back when you:
Dine Out - Up to 8%
Get up to 8% cash back at thousands of participating
restaurants.
Learn more
Book Travel - Up to 4%
Score great travel deals (plus cash back for college) through
Expedia, Travelocity, Budget and more.
Use the Upromise® Credit Card
Earn 1% back on all your purchases, all the time.
Learn more
Use Grocery Coupons
Start at Upromise for money-saving printable coupons and eCoupons
that earn cash back.
Upromise Online Shopping
- Earn 1-25% back from your spending
- Over 800 retail & travel sites
- Get access to thousands of coupons & deals
- Free online savings toolbar (TurboSaver®) available to members
Dine more, earn more!
- Earn up to 8% cash back at thousands of participating restaurants
- Earn on your total bill — food, drinks, tax, and tip!
- Enjoy special dining offers
Upromise Grocery
How to Earn:
On our site, click to activate eCoupons. If you buy the item that month and swipe your registered grocery card at checkout, the college savings will be sent right into your Upromise account.
- Up to $40 in eCoupons offers each month
- Over 21,000 grocery and drug stores participate
The Upromise® Credit Card Effortless EXTRA college savings
In addition to what you earn from Upromise partners, you can earn extra college savings when you pay with the Upromise credit card. For example:
- 1% on ALL purchases, ALL the time§
Plus:
- 2% EXTRA on eligible online purchases§
- 2% EXTRA on eligible gasoline purchases§
- 10% EXTRA on eligible grocery purchases§
Frequently Asked Questions
-
What is Upromise? Is it free to join?
Yes, Upromise is free to join.
Upromise is a service that helps families earn extra money for education. The company was launched in April 2001 to help make a college education more attainable. It's a service that helps members jumpstart their college savings or pay down student loans by earning 1-25% back on qualified everyday spending shopping online or in-store, eating out, buying groceries, purchasing travel and more.
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What information do I need to provide in order to enroll?
Basic information like your name, mailing address, phone number and email address.
To start getting college savings from our participating companies, you should also enter your credit or debit card numbers and your grocery cards.
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What is the difference between a Upromise account and a 529 plan?
Your Upromise account is a non-interest bearing account.
The Upromise Rewards Service is offered by Upromise, Inc., is not a 529 plan and does not offer the federal or state tax advantages associated with 529 plans. If you are seeking potential market return on your college savings, you may want to consider investing them in a 529 plan.
Still have questions? Visit our FAQ page
join today
it's free!
There are many options.
Open a High-Yield
Savings Account
Get a 10% annual match on your Upromise
earnings.1
Start a 529 Savings
Account Plan
Pay Down an Eligible Sallie
Mae® Student
Loan2
Request a Check
1 To be eligible for the 10% annual match on your Upromise earnings from Upromise, you must link your High Yield Savings Account (HYSA) to your Upromise Account and, within 90 days of opening your HYSA, either: (1) set up an Automatic Savings Plan with a monthly deposit of $25 or more, or (2) fund your HYSA account with $5,000 or more. If you qualify for the 10% match based on having the minimum balance of $5,000 in your HYSA, you must maintain that minimum balance in your HYSA for the duration of the calendar year for which your earnings will be matched. Once you complete the steps above, Upromise will match 10% of your Upromise earnings posted as "funded" to your Upromise Account during each calendar year. Your match will be deposited into your HYSA in the February after you have linked and funded your account as described above, provided that both accounts remain active and are in good standing at time of transfer. Visit the FAQs to learn more. Upromise may change or terminate the 10% annual match offer at any time without notice. Other terms and conditions may apply. Upromise Accounts are not FDIC insured, carry no bank guarantee and may lose value.
2 To view whether or not a loan is eligible to participate in the Upromise Loan Link program and how Upromise earnings are applied to student loans please visit www.upromise.com/loanlink. Upromise account balances of $10 or more will be transferred to help pay down linked student loans on a quarterly basis. Access to Upromise is not limited to Sallie Mae loan customers.
