What are company contributions?

Company contributions are rebates and other cash rewards you receive from the companies with whom you spend, and may also be redemptions of other reward currencies. Contributions may be a fixed amount or a percentage of your transaction, depending on the contributing company.

How do I get college savings with Upromise?

There are three basic ways to save with Upromise:

1. With your credit cards: Just register your credit cards with Upromise and whenever you use them at any of the hundreds of companies you'll automatically get college savings.
2. Through a company program. With many Upromise company programs you may need to provide additional information to track your contributions.
3. By shopping online thru Upromise: Just visit our Shop Online section and shop thru the links provided.

How does Upromise know that I've purchased a product or service from a contributing company?

Upromise knows you've purchased a product or service from a contributing company in one of the following ways:

• Through the data that comes in from your registered credit card;
• When you shop online through a link on the Upromise website;
• When the information you input from a purchase or company program matches the data sent to us from that company.

How do I register to get college savings from various stores and services?

When you join Upromise, you will see opportunities to register for savings from various stores and services.

• The best way to start is to register your current credit and debit cards and your grocery cards-you will be prompted to do this as you enroll.
• Another good way to be sure you get college savings wherever you shop is to apply for a Bank of America® Upromise® credit card and you'll save for college on all eligible purchases.
• To register for other services, just provide the information the company requires.
• You can get details by clicking on any companies you see on the Stores & Services pages of our site.

Will I have to give any additional information after I enroll to receive company contributions?

It depends on the company program you are participating in. Some company programs ask that you input information either before or after a purchase. Others, once you have signed up, don't require you to give any additional information to receive contributions. You can modify company programs at any time during your membership. When you do, you may be asked to provide additional information.

Do I get the same amount of contributions from every company?

The contributions you receive will be based on the percentage of how much you spend and will vary by company.

How are contributions deposited into my Upromise account?

We've created secure connections with every contributing company, so contributions can be automatically deposited from them into your Upromise account.

Your contributions are tracked when you:

• Register your credit cards and loyalty program cards
• Register your billing information for services and major purchases
• Shop through links on the Upromise website at online contributing companies

You can view the contributions you receive by logging in to your account 24 hours a day, seven days a week.

When will I receive my contributions?

Contribution posting times vary by company. Please view our Contribution Timetable to find out when your contributions should post. We are continually working with our contributing companies to ensure the most rapid reporting and payment schedules possible.

How do I keep track of my company contributions?

You can view your company contributions by visiting your Upromise account 24 hours a day, 7 days a week.

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