With a 529 account, small contributions can make a big difference over time

529 plans± are designed specifically to help you provide for the ever-rising cost of college. They combine professional investment management with significant tax advantages.

The Benefits of 529

• Professional Investment Management
  529 plans available through Upromise Investments are managed by some of the world's leading financial services firms.
• Tax-Deferred
  Earnings on your 529 investment, including capital gains and dividend income, are reinvested over and over again, creating a snowballing effect over time. Because your earnings are reinvested tax-free, your 529 account will grow at a much faster rate than a comparable taxable account would.
• Tax-Free
  Earnings can be withdrawn free from federal income tax if used for qualified college expenses.
• Use Anywhere
  Money can be used at any accredited college, university, graduate school, trade school, or vocational school to pay for tuition, room, board, fees, books, and supplies.
• Flexibility
  Choose the savings option that meets your needs. Let professional managers tailor your investments to your needs with age-based portfolios, or create your own portfolio.
• Open to All
  No matter what state you live in, all 529 plans offer federally tax-free investing opportunities.

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