Upromise - learn about Upromise and saving for college

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Earn more than interest...
Earn money back from your spending!

You're smart about saving.

That's why you opened a High-Yield Savings Account and/or CD by Sallie Mae®. Make an even smarter move now. Join Upromise — a free service — and you can get money back from your everyday spending to use for college bills, student loans or whatever you're saving for.

Hundreds of companies give money back to Upromise members.

As a Upromise member, you can get money back when you buy groceries, shop online, fill your gas tank, eat out, book travel, finance a home, and more.

Hundreds of Upromise partners include:

  • 700+ online stores (like BestBuy.com, eBay.com, Expedia.com, Apple Store)
  • 8,500+ restaurants
  • 20,000+ grocery and drug stores
  • Service companies (such as Avis, Century 21®, ExxonMobil)

Here's How it Works

How It Works Money Chart

Earn more

One of the fastest ways to earn Upromise savings is to take advantage of the multiple programs we offer (dining, grocery, online shopping, etc.) and to make your everyday purchases from our partners (companies you already know and trust). The methods of earning vary depending upon the program. The chart below shows how your earnings could add up.

Earnings Example*

Item/Partner Spend Reward Earnings
Subscription/Magazines.com $20 25% $5.00
GPS/BestBuy.com $250 2% $5.00
iPod/Apple Store $300 1% $3.00
Bedding/Target.com $70 2% $1.40
Jacket/L.L.Bean $90 2% $1.80
Drill/homedepot.com $120 2% $2.40
Airfare/Expedia.com $830 1% $8.30
Sports tickets/eBay.com $150 1% $1.50
Dinner out/network restaurant $80 8% $6.40
Upromise Earnings $34.80

*For illustrative purposes only. Actual savings depends on your eligible spending. Example assumes purchases made in accordance with partner contribution requirements.

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Grow your High-Yield Savings Account with:

  • A 10% match on your Upromise earnings every year!1
  • Automatic monthly transfers of your Upromise earnings right into your High-Yield Savings Account2

1  To be eligible for the 10% annual match on your Upromise earnings from Upromise, you must link your High Yield Savings Account (HYSA) to your Upromise Account and, within 90 days of opening your HYSA, either: 1. set up an Automatic Savings Plan with a monthly deposit of $25 or more, or 2. Fund your HYSA account with $5,000 or more. If you qualify for the 10% match based on having the minimum balance of $5,000 in your HYSA, you must maintain that minimum balance in your HYSA for the duration of the calendar year for which your earnings will be matched. Once you complete the steps above, Upromise will match 10% of your Upromise earnings posted as "funded" to your Upromise Account during each calendar year. Your match will be deposited into your HYSA in the February after you have linked and funded your account as described above, provided that both accounts remain active and are in good standing at time of transfer. Visit the FAQs to learn more. Upromise may change or terminate the 10% annual match offer at any time without notice. Other terms and conditions may apply. Upromise accounts are not FDIC insured, carry no bank guarantee and may lose value.

23 Subject to a $10.00 minimum monthly transfer amount.