The nowU Pennsylvania 529 Guaranteed Savings Plan (GSP) is the name under which the guaranteed savings program authorized by 24 P.S. Section 6901.101 et seq. is offered to the public. This material is not an offer to sell, nor a solicitation of an offer to buy, interests in the GSP, which are made only by means of the Disclosure Statement. For more information about the GSP, call 1-800-440-4000 or visit www.pa529gsp.com to obtain a Disclosure Statement. Investment objectives, risks, charges, expenses, and other important information are included in the Disclosure Statement; read and consider it carefully before investing.

If you are not a Pennsylvania taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program.

The GSP is sponsored by the Commonwealth of Pennsylvania and administered by the Pennsylvania Treasury Department. Upromise Investment Advisors, LLC serves as Program Recordkeeping and Servicing Agent, which includes effecting transactions.

1. The guarantee is that, when used for qualified higher education expenses, your contributions will grow at the rate of tuition inflation at a Tuition Level that you choose. If the applicable GSP Credit Rate at the time a contribution is made has a premium, however, your rate of growth will be lower than the actual rate of tuition inflation at your Tuition Level by approximately the rate of the premium. Premiums do not, however, alter the way in which the dollar value of your account is determined. When used for qualified higher education expenses, each GSP Credit will still have the full value of the actual per credit tuition cost. The guarantee is an obligation of the Pennsylvania GSP Fund only. The guarantee is not backed by the full faith and credit of the Commonwealth of Pennsylvania, and is not an obligation of the Commonwealth of Pennsylvania, the Pennsylvania Treasury Department, Upromise Investments, Inc., Upromise Investment Advisors, LLC, or any other party. The GSP is not insured by the Federal Deposit Insurance Corporation or any other government agency.

2. Upromise and the Upromise logo are registered trademarks of Upromise, Inc. Please note that Upromise is an optional service offered by Upromise, Inc., and is separate from the GSP. Specific terms and conditions apply. Participating companies, contribution levels, terms and conditions subject to change without notice. Subject to minimum transfer amount of $25.