Upromise - learn about Upromise and saving for college

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Upromise Loan Link

With Upromise Loan Link, you can have your Upromise earnings of at least $10
automatically transferred to your eligible Sallie Mae or NavientSM loan monthly.1

Link your eligible student loan account to your Upromise account.
Now you can use your Upromise savings to help pay down your student loans. Simply
link your eligible Sallie Mae or Navient loan account to your Upromise account, and use the
rewards you earn on everyday spending to help pay down your loan.

Check your eligibility

Many Sallie Mae or Navient student loans are eligible for Upromise Loan Link. To determine your eligibility, you will need to know your lender name and the lender code for each of your loans. Click here for more information

NOTE: If you are a first-time student loan borrower, before attempting to link your accounts,
make sure that your eligible student loan has been disbursed.

Link my student loan account

View your linked account

Don't miss out on having your Upromise savings transferred to your loan account! Please make sure that your loan account is successfully linked to your Upromise account.

Check my link status


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1 Only the student loan borrower can link Upromise and loan accounts. Cosigners, parents, family and friends may direct their Upromise earnings to the Upromise account of a student loan borrower to help them pay down their loans. Smart Option Student Loans and other student loans may not be eligible for linking, to view details and how Upromise earnings are applied to student loans please visit www.upromise.com/loanlink. Upromise account balances of $10 or more will be transferred to help pay down linked student loans on a monthly basis. Access to Upromise is not limited to Sallie Mae loan customers.

2 Product and partner exclusions and limitations to the 5% cash back apply. Go to View All Retailers for a list of cash back amounts by partner. Please see the deal details associated with the offer for full offer terms and conditions.

Cosigners can transfer their Upromise earnings to the loan they cosigned by requesting a check periodically or by linking their eligible account to the student borrower's Upromise account through our Family & Friends program.

Sallie Mae reserves the right to modify or discontinue products, services and benefits at any time without notice. Check the Sallie Mae website (salliemae.com) to obtain the most up-to-date product information.