Upromise - learn about Upromise and saving for college

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Earn money for college just for doing what you already do

Earning is easy.
Your next purchase could come with something extra: money for college.

Once you join Upromise®, nearly everything you buy or do can mean more money for college in your Upromise account. Check out all these great program options. Remember: the more you do, the more you can get back. You?ll be able to watch your Upromise account accumulate daily with all your eligible purchases. See how everyday spending can add up!

  1. shop online through upromise.com

    shop online through upromise.com.

    Get 1%-25% back from eligible purchases at more than 600 online retailers when you shop through upromise.com.
    » Learn more

  2. Dining

    eat at our participating restaurants.

    Get up to 8% back from more than 8,000 restaurants as a Preferred Diner when you pay with a registered credit or debit card.
    » Learn more

  3. go to the grocery store or drug store

    go to the grocery store or drug store.

    Get 1-3% back on thousands of eligible items when you scan a Upromise registered grocery or drug store card at checkout.
    » Learn more

  4. Citi® Upromise® World MasterCard®

    live your life and make every purchase count.

    Get 10% EXTRA college savings on thousands of items at participating grocery and drug stores and at Upromise Dining restaurants; and 1% college savings everywhere you shop with the Citi® Upromise® World MasterCard® [1] .
    » Learn more

Why you should tell your family and friends.

Want to boost your earnings by as much as 40%?! It's easy! Your family and friends can contribute their own Upromise earnings to your account. Invite them to join and watch your Upromise account grow faster.

join today,
it's always free!

Your information is secure.

Put your Upromise earnings to work.

All your earnings are automatically saved securely into your Upromise account. Then, you decide if you'd like the potential to grow them tax-free in a 529 plan [2] to pay for college, use them to pay down a Sallie Mae student loan, or receive a check for college expenses.

Your earnings can be invested in a 529 plan, used to pay down studen loans, or used to pay for college expenses by requesting a check.

» Learn more


[1] You will earn 10% college savings on Upromise participating grocery and drug store items when you a) purchase such items in accordance with a manufacturer contribution requirements, b) use your Citi Upromise World MasterCard to make such purchase at Upromise participating grocery and drug stores and c) use a grocery or drug store loyalty card registered in your Upromise account at checkout if the participating grocery or drug store offers a loyalty card. Please note that your Citi Upromise World MasterCard and your grocery and drug store loyalty cards must be registered in the same Upromise account. You will earn 10% college savings on dining purchases through the Upromise Dining Program when you, a) register your Citi Upromise World MasterCard in the Upromise Dining Program, b) make a qualified purchase at a participating restaurant in the Upromise Dining Program administered by Rewards Network in accordance with the Upromise Dining Program Terms and Conditions and restaurant restrictions, and c) use your registered Citi Upromise World MasterCard to make such qualified Upromise Dining Program purchases. For more information on the Upromise Dining Program contribution requirements (including individual restaurant restrictions and contribution amounts), visit upromise.com/dining.

You will also earn 1% college savings on all purchases made with your Citi Upromise World MasterCard. College savings are earned on purchases excluding card membership fees, balance transfers, cash advances, returns, credits, convenience checks, finance charges, and any substantially similar charges and fees.

The college savings described above are unlimited in amount when you use your Citi Upromise World MasterCard in accordance with the CITI UPROMISE WORLD MASTERCARD REWARD PROGRAM TERMS AND CONDITIONS.

[2] Securities Offered through Upromise Investments, Inc.(member FINRA/SIPC)