Upromise - learn about Upromise and saving for college

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  • Thousands of participating restaurants nationwide
  • Earn on meals, drinks, tax, and tip
  • The more you dine, the more you earn
  • Simply pay with a registered card (What's this?)

Shop Online

Members simply start their online shopping at Upromise.com and click through to 850+ partners, and they earn cash back on eligible purchases.

Dine more, earn more!

Once you become a Upromise member, register any credit or debit card and pay at participating restaurants with that card. You can earn cash back for each dine!

Upromise Dining by Rewards Network
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Upromise Grocery

How to Earn:

On our site, click to activate eCoupons. If you buy the item that month and swipe your registered grocery card at checkout, the college savings will be sent right into your Upromise account.

  • Up to $40 in eCoupons offers each month
  • Over 21,000 grocery and drug stores participate
Join Upromise Now >>

You can earn more cash back with the Upromise MasterCard®

Earn cash back on all your purchases when you pay with the Upromise MasterCard®.

  • 5% cash back on eligible online purchases through Upromise§
  • 4% cash back at thousands of participating Upromise Dining Restaurants§
  • Up to 3% cash back on eligible gasoline purchases at Exxon or Mobil locations§
  • 2% cash back on eligible movie theaters§
  • 1% cash back on everything else§
Apply Now >>

By clicking Apply Now, you will be directed to an online application website that is operated by Barclaycard and is governed by the Barclaycard Privacy Policy.

  Frequently Asked Questions

  • What is Upromise? Is it free to join?

    Yes, Upromise is free to join.

    Upromise is a service that helps families earn extra money for education. The company was launched in April 2001 to help make a college education more attainable. It's a service that helps members jumpstart their college savings or pay down student loans by earning 1-25% back on qualified everyday spending shopping online or in-store, eating out, buying groceries, purchasing travel and more.

  • What information do I need to provide in order to enroll?

    Basic information like your name, mailing address, phone number and email address.

    To start getting college savings from our participating companies, you should also enter your credit or debit card numbers and your grocery cards.

  • What is the difference between a Upromise account and a 529 plan?

    Your Upromise account is a non-interest bearing account.

    The Upromise Rewards Service is offered by Upromise, Inc., is not a 529 plan and does not offer the federal or state tax advantages associated with 529 plans. If you are seeking potential market return on your college savings, you may want to consider investing them in a 529 plan.

  Still have questions? Visit our FAQ page

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** Product and partner exclusions and limitations to the 5% cash back apply. View All Companies for a list of cash back amounts by partner. You can also click on the 'Store Info' popup when you hover over a partner to see coupons & deals and product exclusions for that partner, if any.

*** The up to 8% cash back at Upromise Dining restaurants is offered by the Upromise Dining Program administered by Rewards Network and can be earned when you make a qualified dine at a partcipating restaurant in the Upromise Dining Program in accordance with the Upromise Dining Program Terms and Conditions and restaurant restrictions, if applicable, using the Upromise Credit Card. The Upromise Dining Program offers Upromise members 2%, 4%, 6% or 8% cash back on qualified dine(s) with the Upromise Dining Program. The actual percentage amount will vary and is based upon your level of overall spending with the Upromise Dining Program during the year. For more information, visit www.upromise.com/dining.